Klarna is the smoothest & safest way to get what you want today, and pay over time.
Klarna is a third party payment provider that allows customers flexible financing options to meet your shopping needs. Klarna offers a number of payment options, including direct payments, pay after delivery, and installments plans including our flagship Pay In 4 program. We provide a smooth one-click purchase experience for our customers, no matter how they pay.
- Flexible payments everywhere- We partner with retailers all over the world to make it easy to pay how you like. Or, you can use our app and enjoy flexible payment options anywhere online.
- Full transparency- With an instant credit decision, you can complete your purchase directly with full transparency. You can also get a full overview of your payments online or in our app.
- Free rewards- Join Vibe, our free rewards club that rewards all your shopping. Join in our app and unlock your first reward after just one purchase.
So, How does Klarna work?
3 Different Payment Options
- Pay in 4 - Split the cost of your purchase into 4 payments, paid every 2 weeks. Just more time to pay for the things you love.
- Pay in 30 days - Start enjoying what you’ve ordered right away. Make payments online or in the Klarna app after trying the product IRL. Only pay for what you keep.
- Monthly financing - Our transparent credit options offered in partnership with WebBank, member FDIC, give you flexible financing you need to seamlessly shop larger purchases.
*CA resident loans made or arranged pursuant to a California Finance Lenders Law license.